What is sofi vs ally?

Sofi and Ally are two different companies that offer various financial services to its users. Here are some key differences between them:

1. Services offered: Sofi offers personal loans, home loans, investing services, and other financial products. Ally, on the other hand, offers checking and savings accounts, credit cards, auto loans, and home loans.

2. Fees and rates: Sofi has no account fees, while Ally charges a monthly maintenance fee on some of its accounts. Sofi also offers competitive interest rates on its services, while Ally's rates are average.

3. Customer service: Sofi is known for its excellent customer service, with users praising its responsiveness and helpfulness. Ally, however, has been criticized for its customer service, with some users reporting long wait times and unhelpful representatives.

4. Target audience: Sofi targets millennials and young professionals, while Ally appeals to a broader range of customers.

Ultimately, the choice between Sofi and Ally depends on the specific financial services and features that a user needs. It's essential to compare fees, rates, customer service, and services offered before making a decision.